Yes, with all motor trade policies, there are certain vehicles that will be restricted. Particularly restricted are cars such as imported vehicles, high value or high performance. They can be added and covered should you need to drive these types of vehicle, simply talk to our advisors who will be more than happy to help.
Yes! If you work on other people’s vehicle to make a profit, it is a legal requirement that you have a suitable traders insurance policy in place. If you simply work on your own vehicles as a hobby, then you simply need a level of insurance that will cover you to drive the vehicle and [...]
This question is asked very often. In days gone past, the answer was yes. But with modern day motor trade insurance, the answer is no UNLESS it is for the purpose of your motor traders business (and then we still recommend checking with your broker to ensure the appropriate level of cover is available). Even [...]
A road risk motor trade insurance will only cover the vehicle under your control in a similar way to private car policy. You will be covered for Third Party, Third Party Fire & Theft or Comprehensive depending on the type of policy you choose. It will not cover any property etc. A combined motor trade insurance policy will cover [...]
Yes. Most insurers will accept your private No Claims Bonus either transferred or mirrored onto you traders policy. This is a particularly useful feature for first time traders who have not yet built up their own Trade NCB saving you a lot of money.
Much like private car insurance, insurers consider those under 25 a much higher risk to them. There is factual evidence that those under 25 are more likely to be involved in a road accident where in the grand scheme of things, they are still new to the roads. Good news is that once you are [...]
NO! We will take a large panel of insurance brokers and compare up to 3 that suit you and your policy the most! If you call us just wanting 2 quotes, then we will simply find you the most 2 competitive brokers. Your details are not sold out to any third parties. We simply take [...]
Different brokers get different rates from the same insurer for the same sort of policy. By us getting to know our broker panel and what they are good at enables us to allocate you to a broker that has the best rate for your policy from the insurer. Rates can often fluctuate by 100’s of [...]
Any driver you name on your policy will be able to drive the vehicle for motor trade use ONLY. You will not be able to simply allow anyone to drive your vehicles. Customer vehicles under your control will only be covered if driven by an named driver who is driving the vehicle for business use [...]