Motor Trade Help Centre
Traders Insurance Policies Explained
Riscx brokers cover a wide array of policies:
Third Party Fire and Theft:
Our brokers cover your vehicle in case of theft, or fire. The cover also extends to third party involvement in accidents, not including yourself.
Fully Comp Motor Trade Insurance:
This policy covers the same as our third party fire and theft policy, but it also covers your vehicles even if the fault is yours. This policy can also cover damage or loss to and from a commercial property.
Public Liability & Employers Liability:
Our brokers are able to insure traders for costs that are the result of injury, loss or damage to the public. We can get cover for your employees for any work place accidents.
Sales and Service Indemnity:
Sales and service indemnity provides cover against injuries or any accidental damage to property that may be caused by the sale or supply of products connected with your motor trade business, including buying and selling motors, servicing, cleaning and alterations.
We work with specialist motor trade insurance brokers that cover:
- Car Sales
- Service, MOT and Repair garages
- Vehicle Body Builders
- Private and Commercial Vehicle Repairers
- Part Time Traders
- Vehicle Breakdown & Recovery Agents
- Vehicle Collection & Delivery Agents
- Mobile Mechanics
- Body Shops
Riscx brokers have specialist policies for all – Whether you are a first time trader or an experienced veteran
The brokers in which we work with have bespoke and cheap policies for your trader’s policy. This applies to not only experienced and veteran traders, but also part time traders and those seeking to venture into the world of motor trade for the first time.
Transfer your private no claims bonus onto your Motor Trade policy or see if our brokers can mirror your existing no claims bonus!
Typically, brokers will allow a private no claims, bonus to be transferred onto a trader’s policy, though, this usually means that you will forfeit your private no claims bonus as a result. Here at Riscx, our brokers have the ability to mirror your existing no claims discount if you meet their criteria. It only takes a minute or two to find out whether you could be saving up to 60% on your motor trade insurance policy.
If you decide to compare prices through Riscx you will have access to a wide range of brokers, allowing you to compare deals and get the perfect quotation without the hassle that usually comes with obtaining a motor trade policy. We work with an extensive board of high profile insurers in order to deliver on our promise of quick service and effective results.
We match your criteria and circumstances with our panel of brokers to make sure that you get the best possible quote – you will be contacted by a maximum of 3 brokers to give you your comparison quotes – so you know that you only need to fill in our one simple form to get enough comparison quotes to make an informed decision on your Motor Trade Insurance policy.