Compare Road Risk Insurance
We help you compare and save money on road risk insurance by matching you with specialist motor trade insurance brokers who are competitive for your individual needs.
What is Road Risks Insurance?
Insurance for road risks only is a specific type of insurance policy that takes into account your activity within the motor trade industry.
Road risk only insurance cannot be bought from a ‘quote and buy’ type system due to the complex nature of the risk involved. As such, policies need to be arranged and purchased through an insurance brokerage.
What is covered by a road risks insurance policy?
Your policy can be completely tailored to your individual needs. Some of the most common policy addons are:
- Vehicle indemnity
- Public liability
- Tools cover
- Cover for multiple drivers
- Legal cover
- Premises cover
- Profession indemnity
Do I need a road risk policy?
In the UK, it is a legal requirement to drive a vehicle on the roads. If you intend to drive vehicles under any capacity on UK roads, then yes, you do need an insurance policy.
Although there are some areas where a motor trade policy is not required to trade, it is highly recommended that you always have one in place to ensure you are covered against claims.
We can connect you with one of our motor trade insurance brokers who will be able to clarify with you if you do or do not need cover for what you intend to do.
Will I get Cheap Road Rosks Insurance?
Although we specialise in connecting you with the most competitive road risk insurance brokers, it is not always a given that you will get a cheap policy.
The cost of a policy is determined by many factors including your age, experience, trading location and any no claims discount.
Assuming you have experience, aged 25 or over and have some form of no claims discount, then it is likely you will be able to get a cheaper policy.