Compare Combined Motor Trade Insurance
We help you compare and save money on combined motor trade insurance by matching you with specialist motor trade insurance brokers who are competitive for your individual needs.
What is Combined Motor Trade Insurance?
Combined traders insurance is a specific type of insurance policy that takes into account your activity within the motor trade industry as a larger motor trader or a business with a premises to insure.
Insurance for combined traders cannot be bought from a ‘quote and buy’ type system due to the complex nature of the risk involved. As such, policies need to be arranged and purchased through an insurance brokerage.
What is covered by a combined motor trade policy?
Your policy can be completely tailored to your individual needs. Some of the most common policy addons are:
- Vehicle indemnity
- Public liability
- Tools cover
- Cover for multiple drivers
- Legal cover
- Premises cover
- Profession indemnity
Do I need a combined motor trade policy?
In the UK, it is a legal requirement to drive a vehicle on the roads. If you intend to drive vehicles under any capacity on UK roads, then yes, you do need an insurance policy.
Although there are some areas where a motor trade policy is not required to trade, it is highly recommended that you always have one in place to ensure you are covered against claims.
We can connect you with one of our motor trade insurance brokers who will be able to clarify with you if you do or do not need cover for what you intend to do.
Will I get Cheap Combined Motor Trade Insurance?
Although we specialise in connecting you with the most competitive combined traders insurance brokers, it is not always a given that you will get a cheap policy.
The cost of a policy is determined by many factors including your age, experience, trading location and any no claims discount.
Assuming you have experience, aged 25 or over and have some form of no claims discount, then it is likely you will be able to get a cheaper policy.